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National Distracted Driving Awareness Month
On November 25th, 2008 a 9-year little girl named Erica, was riding her bike home from school in Fort Collins, CO. She was VERY close to home when a vehicle struck her head on. The driver had been looking at their cell phone. 2 days later, on Thanksgiving Day, Erica passed away. Her mother, Shelley…
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Getting to Know Chandra
You know Chandra as an agent and the office manager at Alger General Agency and here are a few questions she answered so you could learn a little more. 🙂 What Holidays did your family really go all out on for when you were growing up? “My family always went all out for Christmas from…
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Ice Dams
Winter 2019 has been quite the roller coaster ride. Warm and rainy December, followed by snow storms, below zero temps with a quick turnaround to 40 degrees. That doesn’t even seem like it should be possible! Freezing rain and now winter weather advisories are coming at us by the handful every week. We are at…
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Market Value Vs. Replacement Cost on your Home
When we are quoting home policies for our insureds, and we offer the quote we have worked up, the coverage A (the coverage on the home structure) is often met with a response of “I could never sell my house for that much!” or “I only paid $xxxx for my home, why do I have…
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What is Michigan’s No-Fault Insurance
As a resident and vehicle owner in the state of MI you are required, by law, to carry basic coverages on a vehicle registered in MI. The 3 basic coverages are: Personal Injury Protection (PIP)- This covers all reasonably necessary medical expenses incurred in an auto accident, with no max limit. This coverage would…
Alger General Insurance Agency
Local Insurance Agency Since 1942
Alger General Insurance Agency 